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The Credit Research Foundation conducted a survey examining the current methods, relative costs and associated time devoted to the financial review of customers under several circumstances. The results of the survey reveal that the investigation, analysis and appraisal of credit risk includes how and where the pertinent information is obtained, the cost & time associated with obtaining it, and how the credit practitioner uses it. Sources of information are vast and range from those commonly used to those disclosed only by the customer to the creditor.

44 pages