Credit Today is the fastest growing publication in the credit field, favored by more and more top credit executives. We cover the world of business, or trade credit, with concise, yet in-depth, reporting. We also publish the most in-depth salary survey in the industry, covering all major credit positions.Credit Today is the fastest growing publication in the credit field, favored by more and more top credit executives. We cover the world of business, or trade credit, with concise, yet in-depth, reporting. We also publish the most in-depth salary survey in the industry, covering all major credit positions.   
Home    Credit Jobs!    Search    Help    Resource Directory    Tell a Friend    Contact    Member Area
 Join Us
We invite you to join the private subscribers-only Credit Today community and discussion area. Click here to learn more.
 Departments
Webinars
Bankruptcy Issues
Benchmark Central
Best Practices
Checklists
Collections Today
Credit Cards
Credit Dept Profiles
Credit Mgmt Today
Credit Mgr's Letter
Credit Scoring
Deductions Today
Downloads
Financial Analysis
Forum Archives
Forum Signup
Fraud
Glossary of Terms
HR Issues Today
International
Legal Issues
Resale Certificates
Resource Directory
Subscriber Tools
Technology Today
Tip of the Week
Unclaimed Property
Your Account
Outside the Box
Press Releases
 Special Reports
Tech Buyer's Guide
Staff Benchmarking
Salary Survey
Book Store
Credit Stats
 About Credit Today
Mission Statement
Member Benefits
Sample Articles
Testimonials
About our ListServ
Help
Submissions
Tell a Friend
Our Staff
Editorial Advisors
Consumer Credit Page
Contact
 Sponsors

Our Subscribers Say...

I think Credit Today is fantastic. You cover many practical topics in the credit field that I use regularly. Just one recent example—a conversation on the ListServ about preferential payments—gave me tips that I used in an actual case. The specific information I picked up from this one discussion saved me $10,000, enough to cover my membership for many years!
- Steve Savino
Manager of Credit & Collections, ASSA Abloy Americas Division, New Haven, CT

Credit Today's Resource Directory and their online e-mail forum (ListServ) provide information on almost any credit-related topic you can think of. It is a great way to exchange information with other credit professionals. As the saying goes, "You don't know what you don't know."
- Scott Goen, Credit Manager, Big Lots Stores, Inc., Wholesale Division

"We've recently started using the ListServ tool within Credit Today. This is phenomenal and powerful forum for gaining immediate feedback, ideas, and suggestions, relative to any credit topic under the sun, all in a real-time e-mail format."
-Javier Vela, Senior Credit Manager, Global Credit Services, JDA Software Group Inc.

"Being a part of the Credit Today online community is like having the expertise of hundreds of credit managers at your fingertips. These credit execs are willing to help you solve topical business issues as they arise. In the current environment of ever increasing competing priorities which reduce our opportunities to meet peers out of the office face-to-face, this is the most valuable tool you can have on your desktop! It's important that we have a mechanism to reach out to our counterparts quickly to exchange knowledge as well as to stay on top of industry trends."
- Victoria Artis, Director of Customer Financial Services, Pfizer, Inc.

"Over the last 10 years I've seen Credit Today evolve from a monthly credit publication into a quality source of information and guidance for the B2B credit community. The website, with its user friendly form downloads, will take you from examples of new account credit applications to bankruptcy forms and everything in between.

The Credit Today ListServ has become the pre-imminent online forum, providing an opportunity for discussion and comments (and occasional humor) from an impressive list of credit professionals."
David Dungan, Director of Credit
Justin Brands, Inc. (A Berkshire Hathaway company)
Fort Worth, Texas

"There are numerous credit periodicals available to the credit professional today. How good is Credit Today? Is it relevant? I always have to read it late, or online because my credit analysts want to read it the minute it comes in. When my staff wants to read a publication before I have a chance to read it then something is working in that publication. We have cancelled our other subscriptions. When you have the best you do not need the rest."
Ron Woods
Corporate Credit Manager-World Wide
Thales Navigation, Inc.

"The newsletter, coupled with the website and the ListServ, are to us, more valuable than any other credit publication, bar none. I try to use at least one article out of each newsletter for departmental training/discussion sessions."
D. Mark Constantine
Corporate Credit Mgr
Fulton Paper Company

"I love Credit Today and read every issue cover to cover. For me, the greatest perk of a subscription is ListServ. I believe Credit Today's ListServ members may be the most knowledgeable Credit brain trust in existence today. I have saved and categorized hundreds of contributions on a wide variety of topics which I refer to often. It's an easy and cost effective way to network and learn."
Doug M. Thomas
Kimberly-Clark Customer Financial Services

CreditPoint Software
News Release: RMA's 2009--10 Annual Statement Studies® Available in Print and Online
November 2, 2009
Printer-Friendly Format

The newest edition contains the largest number of industries and statements ever. The electronic version allows users to calculate their clients' financial statements in the same way RMA calculates the data presented in Annual Statement Studies.



Philadelphia, Pennsylvania (November 2, 2009) -- The 2009--10 edition of RMA's Annual Statement Studies is now available in book format and in an easy-to-use Web-based format, eStatement Studies. The latter allows users to download industry data into an Excel® spreadsheet, search using a query function, and analyze data by region.

"This edition of Annual Statement Studies contains the largest number of industries and statements ever," said Mark Zmiewski, RMA's director of strategic learning and research. "Our client comparison worksheet in eStatement Studies allows users to calculate their clients' financial statements in the same way RMA calculates the data presented in Annual Statement Studies."

Annual Statement Studies, the premier source for private-firm financial data, presents 766 industries using the North American Industry Classification System (NAICS) codes. This year's data was compiled from more than 285,000 statements received from financial institutions. Trend data is available for five years. RMA's Credit and Lending Dictionary also is available in the Annual Statement Studies books.

Annual Statement Studies includes two publications:

Annual Statement Studies: Financial Ratio Benchmarks, a best-selling RMA product for almost 90 years, is the only source of financial ratio benchmarks derived directly from 285,000 statements of financial institutions' borrowers and prospects. These financial statements come directly to RMA from its member institutions, which get their data directly from the customer.

Annual Statement Studies: Industry Default Probabilities and Cash Flow Measures contains expected default frequency estimates, cash flow measures, and change-in-financial-position information for 686 industries. It brings together the power of Moody's KMV RiskCalc® for private companies and the Statement Studies database to provide distribution statistics on one-year and five-year expected default frequency estimates by industry. These benchmarks add substantial value to the critical analysis of cash flow for private companies.

eStatement Studies includes all of the new Annual Statement Studies data for 2009--10, both the Financial Ratio Benchmarks and Industry Default Probabilities and Cash Flow Measures, and the regional breakouts. Functions on the Web include:

  • 10 years of data, including the current year.
  • Client comparison worksheet.
  • Advanced search.

About RMA
Founded in 1914, The Risk Management Association is a not-for-profit, member-driven professional association whose sole purpose is to advance the use of sound risk principles in the financial services industry. RMA promotes an enterprise approach to risk management that focuses on credit risk, market risk, and operational risk.

Headquartered in Philadelphia, Pennsylvania, RMA has 3,000 institutional members that include banks of all sizes as well as nonbank financial institutions. They are represented in the Association by more than 20,000 risk management professionals who are chapter members in financial centers throughout North America, Europe, and Asia/Pacific.

Contact: Kathleen M. Beans, 215-446-4095, or Kevin McLaughlin, 215-446-4137, RMA Public Relations.


Printer-Friendly Format
·  Finance Metric of the Month: Percent of Finance Staff with the Skills and Business Acumen to Partner with the Business
·  Buffett: Forget Higher Math for Financial Decisions!
·  International Financial Reporting Standards Slated to Replace GAAP
·  Glossary of Financial & Accounting Terms in Business Credit


Collection Training!

 This Month's Survey
Outlook 2012

This month's survey explores...
  1. What the top problems are facing credit execs currently, and
  2. What the top improvement initiatives are.
Click here to participate!

 Tip of the Week

Claim Your
Free Report! 
"Building the Foundation of Your Future Cashflow"

and receive...

Credit Today's
FREE weekly
eNewsletter

 Credit Jobs Today
 Credit Calendar
Previous Month February 2012 Next Month
S M T W T F S
      1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 29