FOR IMMEDIATE RELEASE

VALLEY COTTAGE, NY--March 10, 2010--CreditRiskMonitor (Symbol: CRMZ) announced that for the year ended December 31, 2009 revenues increased 34% to $7.85 million and net income was $1.74 million versus $372,000 last year.

Jerry Flum, CEO, said, "2009 was a banner year for our company -- with record operating revenues and operating income, our cash balance at year-end was the highest in our history even after payment of our first-ever dividend to shareholders in December. The Company's 2009 earnings were augmented by the reversal of the tax valuation allowance, because we now expect that the Company will be able to utilize its net operating loss carry-forwards prior to their expiration. Plus, this strong performance was achieved during a period of economic contraction."

CREDITRISKMONITOR.COM, INC.

STATEMENTS OF INCOME

FOR THE YEARS ENDED DECEMBER 31, 2009 AND 2008

2009 2008

Operating revenues $ 7,848,010 $ 5,872,996

Operating expenses:

Data and product costs 2,118,316 1,753,338

Selling, general and administrative expenses 4,813,064 3,795,232

Depreciation and amortization 103,909 81,531

Total operating expenses 7,035,289 5,630,101

Income from operations 812,721 242,895

Other income, net 13,893 133,048

Income before income taxes 826,614 375,943

Benefit (provision) for state and local income taxes 908,960 (4,117)

Net income $ 1,735,574 $ 371,826

Net income per share of common stock:

Basic $ 0.22 $ 0.05

Diluted $ 0.21 $ 0.05

CREDITRISKMONITOR.COM, INC.

BALANCE SHEETS

DECEMBER 31, 2009 AND 2008

2009 2008

ASSETS

Current assets:

Cash and cash equivalents $ 4,679,466 $ 912,591

Marketable securities - 2,958,996

Accounts receivable, net of allowance of $30,000 1,370,523 1,146,066

Other current assets 253,857 237,883

Total current assets 6,303,846 5,255,536

Property and equipment, net 261,591 213,142

Goodwill 1,954,460 1,954,460

Deferred taxes on income 913,503 -

Other assets 23,116 28,109

Total assets $ 9,456,516 $ 7,451,247

LIABILITIES AND STOCKHOLDERS' EQUITY

Current liabilities:

Deferred revenue $ 5,321,116 $ 4,394,803

Accounts payable 42,614 52,758

Accrued expenses 698,832 610,748

Total current liabilities 6,062,562 5,058,309

Other liabilities - 3,424

Total liabilities 6,062,562 5,061,733

Stockholders' equity:

Preferred stock, $.01 par value; authorized 5,000,000

shares; none issued -- --

Common stock, $.01 par value; authorized 25,000,000

shares; issued and outstanding 7,849,462 shares 78,494 78,494

Additional paid-in capital 28,333,094 28,279,268

Accumulated deficit (25,017,634) (25,968,248)

Total stockholders' equity 3,393,954 2,389,514

Total liabilities and stockholders' equity $ 9,456,516 $ 7,451,247

CreditRiskMonitor (http://www.crmz.com) is an Internet-based publisher of financial information, designed to save time for busy corporate credit professionals that competes with Dun & Bradstreet, Equifax and Experian.

Safe Harbor Statement: Certain statements in this press release, including statements prefaced by the words "anticipates", "estimates", "believes", "expects" or words of similar meaning, constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance, expectations or achievements of the Company to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements, including, among others, those risks, uncertainties and factors referenced from time to time as "risk factors" or otherwise in the Company's Registration Statements or Securities and Exchange Commission Reports.

CONTACT:

CreditRiskMonitor.com, Inc.

Jerry Flum, CEO

(845) 230-3030

info@creditriskmonitor.com