August 3, 2010

New Reports Provide Greater Transparency into How Businesses Pay Within Specific Industries

ATLANTA, August 3, 2010 -- Equifax (NYSE:EFX) today announced it has expanded its suite of business credit reports, strengthening the company's position as a leading provider of small business solutions. With the new Equifax Business Report suite, all lenders and providers of commercial credit can access a range of business credit reports that address various industry needs. Commercial banks and trade creditors benefit from greater visibility into the payment habits of small firms and large companies to make informed credit decisions and strengthen commercial customer relationships.

In a recent study, Equifax leveraged its Business Failure Risk Score™ to analyze the percent of businesses that may file for formal bankruptcy or cease operations, leaving debt to creditors within a 12-month time period. Equifax research showed that the percent of businesses in this high-risk group nearly doubled, increasing from 0.5% in Q1 2009 to 0.9% in Q1 2010.

"With delinquencies and business failures on the rise, companies must leverage the industry's best data and tools to mitigate financial risk and make informed decisions for any business credit situation," said Dan Csont, Chief Marketing Officer, Equifax Commercial Information Solutions. "The Equifax Business Report suite provides the business intelligence and insight lenders and trade creditors need to acquire profitable customers while minimizing the potential for losses and achieving strong business results."

The suite provides a complete view of a business' financial obligations, including its banking and leasing payment information as reported by the Small Business Financial Exchange (SBFE) and non-banking supplier payment history. A single source of business credit information, Equifax's expanded offering provides reports that address identity verification, low/high credit risk exposure and credit worthiness of the principal/guarantor. Among the new reports included in this suite are the Business Credit Industry Report Plus™ and the Business Credit Industry Report™. Leveraging expanded metrics and data in these reports, lenders and trade creditors can obtain valuable insight into a business's financial obligations and payment habits within specific industry sectors.

A key advantage, all Equifax business reports return the 9-digit EFX ID™ for the inquired company, registered site and parent company, if available. Never retired or reused, this unique identifier links together an organization's divisions, subsidiaries and locations into a global corporate hierarchy to provide a comprehensive view of a business's legal structure.

All Equifax Business Reports are now available and can be seamlessly integrated into a company's existing risk management processes. For more information about the Equifax Business Report suite, visit www.equifax.com/commercial.

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