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Our Subscribers Say...
I think Credit Today is fantastic. You cover many practical topics in the credit field that I use regularly. Just one recent example—a conversation on the ListServ about preferential payments—gave me tips that I used in an actual case. The specific information I picked up from this one discussion saved me $10,000, enough to cover my membership for many years!
- Steve Savino
Manager of Credit & Collections, ASSA Abloy Americas Division, New Haven, CT
Credit Today's Resource Directory and their online e-mail forum (ListServ) provide information on almost any credit-related topic you can think of. It is a great way to exchange information with other credit professionals. As the saying goes, "You don't know what you don't know."
- Scott Goen,
Credit Manager, Big Lots Stores, Inc., Wholesale Division
"We've recently started using the ListServ tool within Credit Today. This is phenomenal and powerful forum for gaining immediate feedback, ideas, and suggestions, relative to any credit topic under the sun, all in a real-time e-mail format."
-Javier Vela, Senior Credit Manager, Global Credit Services, JDA Software Group Inc.
"Being a part of the Credit Today online community is like having the expertise of hundreds of credit managers at your fingertips. These credit execs are willing to help you solve topical business issues as they arise. In the current environment of ever increasing competing priorities which reduce our opportunities to meet peers out of the office face-to-face, this is the most valuable tool you can have on your desktop! It's important that we have a mechanism to reach out to our counterparts quickly to exchange knowledge as well as to stay on top of industry trends."
- Victoria Artis, Director of Customer Financial Services, Pfizer, Inc.
"Over the last 10 years I've seen Credit Today evolve from a monthly credit publication into a quality source of information and guidance for the B2B credit community. The website, with its user friendly form downloads, will take you from examples of new account credit applications to bankruptcy forms and everything in between.
The Credit Today ListServ has become the pre-imminent online forum, providing an opportunity for discussion and comments (and occasional humor) from an impressive list of credit professionals."
David Dungan, Director of Credit
Justin Brands, Inc. (A Berkshire Hathaway company)
Fort Worth, Texas
"There are numerous credit periodicals available to the credit professional today. How good is Credit Today? Is it relevant? I always have to read it late, or online because my credit analysts want to read it the minute it comes in. When my staff wants to read a publication before I have a chance to read it then something is working in that publication. We have cancelled our other subscriptions. When you have the best you do not need the rest."
Ron Woods
Corporate Credit Manager-World Wide
Thales Navigation, Inc.
"The newsletter, coupled with the website and the ListServ, are to us, more valuable than any other credit publication, bar none. I try to use at least one article out of each newsletter for departmental training/discussion sessions."
D. Mark Constantine
Corporate Credit Mgr
Fulton Paper Company
"I love Credit Today and read every issue cover to cover. For me, the greatest perk of a subscription is ListServ. I believe Credit Today's ListServ members may be the most knowledgeable Credit brain trust in existence today. I have saved and categorized hundreds of contributions on a wide variety of topics which I refer to often. It's an easy and cost effective way to network and learn."
Doug M. Thomas
Kimberly-Clark Customer Financial Services |
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How To Handle Criticism
By Peggy Morrow

Peggy Morrow
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We all think we are perfect most of the time so when we receive criticism, either in a performance review or informally, it can make you feel terrible. Oh, yes, I know about constructive criticism and all that and we need to hear it, but it certainly is no fun when you are on the receiving end.Every person has to deal with criticism but it doesn't mean you are a failure or incompetent. It is just a situation to be handled with as much composure as possible. Here are some tips to try next time you are the target of criticism.
- Change your attitude about criticism. Consider criticism as a source of information to help you improve. We all get criticized.
- Gear up your listening skills. You will be tempted to try to explain or defend your behavior but wait until you hear the whole story. See my other article on listening skills in this issue.
- If it is really upsetting to you, ask for time to think about it and respond at a later time.
- Make sure you understand exactly which behaviors are being criticized. Ask for specifics. People often have a tendency to make a criticism too broad, like "You are not being a team player."
You need to ask more questions to learn which of your behaviors are causing the person to feel this way. Is it that you don't offer to help when you see your team members are overwhelmed? Is it that you are late to team meetings or don't participate enough? Try to understand exactly which behaviors you will need to correct. - If only part of the criticism is correct, agree with the part that is true. "Yes, I am late sometimes" in response to, "You are always late."
- Determine exactly what kind of behavior change the criticizer wants. "What do you think I should do differently? Or, "How can this situation be changed?" Continue to ask questions until you understand exactly what is expected of you in the future. Focus on solving the problem and avoiding a repetition of the behavior.
- 7. Sometimes you will want to ask your critic to change, too, or take part of the responsibility for changing the situation if her behavior is part of the problem.
These ideas come from my communication and interpersonal skills classes. Contact me if you would like more information peggy@peggymorrow.com
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Credit Groups 2012
Wonder What the ROI is on Credit Groups?
Find out here...
It's been 4 years since our original ground-breaking survey on credit groups and we're revisiting this most important topic. Among other topics, we're investigating:
- What are the top services being offered by credit groups
- How much credit groups cost
- What the value of credit group services is
- What the value of credit group services is in comparison to credit reporting services
- How data is submitted
- What percentage of credit groups reveal terms
- What percentage of credit groups share data outside the credit group
And much more...
Click here to participate!
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