Credit Today is the fastest growing publication in the credit field, favored by more and more top credit executives. We cover the world of business, or trade credit, with concise, yet in-depth, reporting. We also publish the most in-depth salary survey in the industry, covering all major credit positions.   
Home     Credit Jobs!     Search     Help     Resource Directory     Tell a Friend     Contact     Subscriber Area
 Join Us
We invite you to join the private subscribers-only Credit Today community and discussion area. Click here to learn more.
 Departments
Webinars
Credit Crisis
Bankruptcy Issues
Benchmark Central
Best Practices
Checklists
Collections Today
Credit Cards
Credit Dept Profiles
Credit Mgmt Today
Credit Mgr's Letter
Credit Scoring
Deductions Today
Downloads
Dr. Credit
Financial Analysis
Forum Archives
Fraud
Glossary of Terms
HR Issues Today
International
Legal Issues
Resale Certificates
Resource Directory
Subscriber Tools
Technology Today
Tip of the Week
Unclaimed Property
Vendor Articles
Press Releases
 Special Reports
Tech Buyer's Guide
Staff Benchmarking
Salary Survey
Book Store
Credit Stats
 About Credit Today
Mission Statement
Member Benefits
Sample Articles
Testimonials
Help
Submissions
Tell a Friend
Our Staff
Editorial Advisors
Consumer Credit Page
Contact
 Subscription Activation
If you are a current subscriber to the print edition of Credit Today, and have your subscriber ID number, click here to activate your Free subscription to CreditToday Online.
 Sponsors
Kreller Group

===============

Our Subscribers Say...

"Being a part of the Credit Today online community is like having the expertise of hundreds of credit managers at your fingertips. These credit execs are willing to help you solve topical business issues as they arise. In the current environment of ever increasing competing priorities which reduce our opportunities to meet peers out of the office face-to-face, this is the most valuable tool you can have on your desktop! It's important that we have a mechanism to reach out to our counterparts quickly to exchange knowledge as well as to stay on top of industry trends."
- Victoria Artis, Director of Customer Financial Services, Pfizer, Inc.

"Over the last 10 years I've seen Credit Today evolve from a monthly credit publication into a quality source of information and guidance for the B2B credit community. The website, with its user friendly form downloads, will take you from examples of new account credit applications to bankruptcy forms and everything in between.

The Credit Today ListServ has become the pre-imminent online forum, providing an opportunity for discussion and comments (and occasional humor) from an impressive list of credit professionals."
David Dungan, Director of Credit
Justin Brands, Inc. (A Berkshire Hathaway company)
Fort Worth, Texas

"There are numerous credit periodicals available to the credit professional today. How good is Credit Today? Is it relevant? I always have to read it late, or online because my credit analysts want to read it the minute it comes in. When my staff wants to read a publication before I have a chance to read it then something is working in that publication. We have cancelled our other subscriptions. When you have the best you do not need the rest."
Ron Woods
Corporate Credit Manager-World Wide
Thales Navigation, Inc.

"The newsletter, coupled with the website and the ListServ, are to us, more valuable than any other credit publication, bar none. I try to use at least one article out of each newsletter for departmental training/discussion sessions."
D. Mark Constantine
Corporate Credit Mgr
Fulton Paper Company

"I love Credit Today and read every issue cover to cover. For me, the greatest perk of a subscription is ListServ. I believe Credit Today's ListServ members may be the most knowledgeable Credit brain trust in existence today. I have saved and categorized hundreds of contributions on a wide variety of topics which I refer to often. It's an easy and cost effective way to network and learn."
Doug M. Thomas
Kimberly-Clark Customer Financial Services

"As a corporate credit manager with over two decades of experience, I consider Credit Today to be one of the best credit newsletters. Whether it is because of Credit Today's management, its distinguished panel of advisors, or the caliber of Credit Today's subscribers, it would be fair to say that some of the best and brightest minds in our profession are represented. The credit issues, technologies, news, credit department profiles, etc. are interesting and useful. Credit Today is a valuable reference and communications tool which I look forward to reading each month."
Paul Brunner
Corporate Credit Manager
Mitsubishi Electric Automation, Inc.

Home | Credit Mgr's Letter Search 
Equifax Credit Mgr's Letter
The BEST of... Credit & Collection Manager's Letter

Credit Today recently acquired the original newsletter in the credit space - Credit & Collection Manager's Letter. Edited by founding editor Wayne Muller, the newsletter contains much classic wisdom for credit, collections, and accounts receivable professionals.

This material is too good to not post for our members and beyond.

Managing Your Time
Time is your scarcest resource. Don't schedule your time--budget it. Here are a few tips on successful time management: Use the "4-F" method for handling paperwork: File it. Find someone to de . . . keep reading
Forging Long-Term International Relationships with Customer Visits
A taste for travel has always been an advantage for credit managers. And, with the growing globalization of business, it's become almost prerequisite. Sales people can begin your company's relations w . . . keep reading
Getting Credit Analysts to Work on Their Own
How much responsibility do you give credit analysts? Do you encourage them to find new ways to handle the same old issues? Do you urge them to contact other departments without talking to you first? A . . . keep reading
The Risks of Accepting Credit Cards for Commercial Transactions
Credit professionals are always looking for ways to reduce credit risk. When the perceived credit risk of open account terms is particularly high, we look for alternatives, including payment in advanc . . . keep reading
Cash Discounts Are No Panacea
My company experienced a significant increase in days sales outstanding (DSO) during the first six months of last year. In addition, some of our more marginal credit risk customers were requesting la . . . keep reading
Evaluating Credit Department Supervisors
The fundamental assumptions about supervisors in the credit department are these: The best supervisors help motivate their subordinates through their strength of character, their maturity, their t . . . keep reading
Credit Management 101
What are the fundamentals of superior credit management? A veteran credit woman of our acquaintance lists these: Consistency. "Timely and accurate billing is the most obvious method," she says. "C . . . keep reading
Cyber Credit
Skillful delegation has always been a key management tactic. Today the best delegatee is as often a computer as a subordinate. Are you and your professional staff delegating as much as you should to ( . . . keep reading
Credit Inside a Merger
The credit management challenges associated with mergers, acquisitions, and buyouts among customers get most of the attention today. But the issues Credit faces when its own company merges with anothe . . . keep reading
Following Up Internally
"It's our philosophy that if a customer owes us money, it's the credit department's responsibility to clear it up," says Credit Manager Sam LaMargo of Praxair/Gastech (Hillside, Illinois). "If we're n . . . keep reading
Credit Challenges of Mergers, Acquisitions, and Buyouts
Suddenly a small customer company becomes part of a large corporation, and the corporation uses its considerable clout to pressure you for extended terms and lower prices. Or maybe the corporation has . . . keep reading
Heading Off Bankruptcies - And Worse
"People have really become acclimated to home equity loans," notes another West Coast credit manager. "They can put all their debts together and deduct the interest from their taxes. Instead of having . . . keep reading
Oral Guarantees - Enforceable or Not?
Roger Blink, owner and operator of Blink Productions, thought he had everything ready to go for his next epic film. Script, cast, and sets had been approved, rehearsed, and arranged. The project was o . . . keep reading
Reaffimation
Charlie Brand, of Brand Farm Equipment, was delighted when he received Phil White's monthly payment on his tractor. Phil had just filed for bankruptcy, and Charlie had anticipated the usual struggle o . . . keep reading
Establishing Credit Department Authority Over Terms
During a recent three-month period, our company's Days Sales Outstanding increased by eleven days. The controller called me for an explanation for the almost 20% increase. I spent about one hour gathe . . . keep reading
Duty to Read
Credit Manager Tom Wright was skeptical about Sam O'Brien, a new prospect being touted as a potential major customer by the sales rep. O'Brien Distributors, Inc., was clearly a fast growing operation . . . keep reading
More HeadlinesMore Headlines
Free Report!
 This Month's Survey
This month's topic: Processing of Credit Applications

Click here to participate! We're examining:
  • What information is being captured on credit applications
  • What additional information is being requested during the credit app process (such as personal guarantees, financial statements, resale certificates, etc.)
  • What the primary challenges are relative to the processing of credit apps
 Tip of the Week
Sign up here for...
Credit Today's
Free Weekly
Newsletter 
Name :
Email:
  • News
  • Surveys
  • Jobs
  • Tips
 Credit Jobs Today
 NEW: Discussion Groups
About our ListServ
Collection Forum
ListServ Signup
Forums
Recent posts from Collection Forum:
• invitation to www.CollectionForum
• Disallowing Cash Discount on Credit Notes
• 3rd Party Collections -
• Forecasting DSO
• Third Party Invoicing
• DSO & Bad debt in Telecom industry
• Working Capital and/or AR Goals
• Ratios - Standards
• Risk rating system
• Escrow accounts
• Sales Returns and Allowances Reserve Calculations
• Credit Card Charges verses ACH transfers
• How to sniff out the financial solvency of big box
• New name, new owner, new account?
• Cash in Advance transactions
 Credit Calendar
Previous Month March 2010 Next Month
S M T W T F S
  1 2 3 4 5 6
7 8 9 10 11 12 13
14 15 16 17 18 19 20
21 22 23 24 25 26 27
28 29 30 31      
 SUBSCRIBE TODAY!